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Insulation Grants Scotland

Find out in 60 seconds or less if you qualify for grants for home insulation measures, and save hundreds a year on bills!


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Why upgrade your home’s insulation?

Home insulation is one of the most straightforward and cost-effective ways to improve your home’s energy efficiency and reduce your energy bills. Properly insulating a home also has a positive impact in reducing carbon emissions and this is part of the reason why the main energy companies are obligated to provide funding for eco measures.

With insulation you will experience the following: 

  • Lower energy bills – When you heat your home, the heat leaves through a number of areas including walls, floors, and roof spaces. Insulation slows the transfer of heat to minimal amounts, allowing you to heat your home with less energy. 
  • Protect against future price hikes – Energy is likely to get more expensive, along with everything else. It’s best to protect against this by limiting your energy demand through effective insulation. 
  • Increased comforts – You can reach more consistent levels of heat with insulation, allowing you to live in your home at modern living standards. 


Check with us if you’re eligible today, and we will arrange your insulation installation and any available grant funding for you. Those eligible will have the entire installation for free, or at a heavily discounted price. 

What Insulation Grants are Available in Scotland?

There are a range of insulation grants that are currently available in Scotland, and they can be used to fund a range of home insulation measures including: 

  • Roof insulation 
  • Solid wall insulation  

What Insulation Schemes are Available in Scotland?

One thing to note fast – not all schemes offer insulation exclusively. A lot of schemes offer a variety of home improvement options, sometimes making recommendations based on areas that you lack. For example, some schemes offer Solar Panels and/or Boilers. 

The insulation schemes that are available to apply to in Scotland are: 

  • Home Energy Scotland Grant and Loan
  • Private Rented Sector Landlord Loan
  • Home Energy Efficiency Programmes for Scotland (HEEPS)
  • ECO 4 Insulation Grants
  • Green Deal
  • Free Loft Insulation Grants
Insulation Grants

Does This Apply To You?



Find out in 60 seconds if you qualify!

Home Energy Scotland Grant and Loan

The Home Energy Scotland Grant and Loan is an ongoing program that’s goal is to improve home energy efficiency across the country. It gives grants and interest-free loans toward various energy efficiency improvements. 

These are not just insulation measures they assist with, but also renewable energy systems and zero-emission heating improvements. Homeowners can expect up to £7,500 for each improvement, or a loan of the same amount, interest-free. For rural areas, the limit is increased to £9,000. 

Type of Improvement

Maximum Grant Amount

Optional Loan Amount


Solid Wall Insulation

Up to £7,500

Up to £2,500


Electric Heating

£2,500 (only for high heat retention storage heaters as part of a package)

Up to £5,500




Up to £8,000


Insulated Doors


Up to £4,500


Flat Roof or Room-in-Roof Insulation

Up to £3,000

Up to £1,000


Loft, Floor, or Cavity Wall Insulation

Up to £1,500

Up to £500


Secondary Improvements

Up to £375

Up to £500

Examples include cylinder thermostats, or hot water jackets.

Heating Controls

Up to £450

Up to £600


Heat Pumps (various types)

Up to £7,500 (or £9,000 for eligible rural households)

Up to £7,500


Solar Photovoltaic (PV) Panels


Up to £4,750

Only available if taken as a package of measures.

Solar Water Heating Systems


Up to £5,000


Hybrid Solar PV/Water Heating Systems


Up to £5,000


Energy Storage Systems


Up to £4,750

Only available if taken as a package of measures.

Wind or Hydro Turbines


Up to £2,500


Biomass Boilers or Stoves

Up to £7,500 (or £9,000 for eligible rural households)

Depends on eligibility

Only upon evidence that a heat pump is unsuitable for the property.

Connections to Renewably Powered Heat Network Scheme


Up to £7,500


Sourced from: https://www.homeenergyscotland.org/funding/grants-loans/overview/

Who is eligible for Home Energy Scotland Grant and Loan?

This scheme has one requirement: 

  • You must be a homeowner

Private landlords cannot apply to the scheme directly. If a person is building a home, they can apply for a loan for renewable energy only.

Does This Apply To You?



Find out in 60 seconds if you qualify!

Warmer Homes Scotland

Warmer Homes Scotland was launched in 2015, and is currently still ongoing for an undetermined amount of time. It is a grant-based programme that provides financial support for making specific energy efficiency improvements. 

These improvements are: 

Home Improvement Measure

Possible Grant Amount


Insulation (Loft, Cavity Wall, Underfloor, Solid Wall)


Amounts depend on the property’s needs and assessment.

Heating Systems (Central Heating, etc.)


Includes installation or replacement of different heating systems.

Boiler Replacement


For inefficient or non-functional boilers.

Draught Proofing


To prevent heat loss through doors, windows, etc.

Renewable Energy Installations (e.g. Solar Panels, Heat Pumps)


Grant amounts depend on the type of technology and property requirements.

Other Energy Efficiency Measures


Based on the initial survey and property-specific needs.

Who is eligible for the Warmer Homes Scheme?

Those eligible for the Warmer Homes Scheme are the following: 

  • Homeowners
  • Private Tenants (with their landlord’s permission)
Private Rented Sector Landlord Loan

The Private Rented Sector Landlord Loan is an ongoing scheme that began on the 5th of May 2020. It provides loans for a range of home improvements that include, but are not limited to, insulation.

The following are the improvements that the scheme provides loans toward: 

Improvement Measure

Maximum Loan Amount

External/Internal Wall Insulation

Up to £10,000

Heating System

Up to £5,000

Glazing (Improving Single Glazing)

Up to £4,500

Insulated Doors

Up to £4,500

Flat Roof or Room-in-Roof Insulation

Up to £4,000

Loft, Floor, or Cavity Wall Insulation

Up to £1,000

Renewable Systems (Heat pumps, biomass boilers, solar PV, district heating connections)

Varies (up to £17,500 in total for two systems)

Energy Storage Systems

Up to £6,000

Secondary Improvements (e.g., cylinder thermostats, heating controls)

Up to £500


Those eligible for this loan are the following: 

  • Registered Private Landlords – This can be whether they are acting as an individual or business for properties in Scotland. 
Home Energy Efficiency Programmes for Scotland (HEEPS) 

HEEPs was launched in April 2013, and is still ongoing. It is a grant based program providing financial support, but it does sometimes offer loans depending on the case. 

HEEPS funding goes towards the following:

Home Improvement Measure


Boilers and Heating Systems

Upgrades or replacements to more efficient systems

Draught Proofing

Measures to reduce heat loss


Includes cavity wall, floor, solid wall, and roof insulation

Solar Panels and Other Renewable Energy

Installation of renewable energy systems


Replacement of single glazing (not for improving existing double glazing)


HEEPs is eligible to the following: 

  • Homeowners – Homeowners are the primary beneficiaries of the HEEPS scheme. Rural homeowners have increased grant amounts. 

ECO4 Insulation

The ECO 4 scheme is a grant scheme that commenced in April 2022. 

ECO4 provides funding in the following: 

Improvement Type


Grant Coverage

Insulation (Various Types)

Includes loft, cavity wall, underfloor, internal wall, and external wall insulation. These measures are aimed at reducing heat loss and improving energy efficiency.

100% or Partially Funded (Based on eligibility)

Heating Measures

Covers first-time central heating, air source heat pumps, electric storage heaters & upgrades, and boiler upgrades (specifically for inefficient boilers). These measures aim to improve heating efficiency and reduce reliance on inefficient heating systems.

100% or Partially Funded (Based on eligibility)

Renewable Measures

Includes solar PV, high-efficiency windows and doors, standard, and smart heating controls. These measures are focused on promoting the use of renewable energy sources and improving overall energy efficiency.

100% or Partially Funded (Based on eligibility)

District Heating Connection

This measure is available under specific conditions and is aimed at connecting households to more efficient district heating systems.

100% or Partially Funded (Based on eligibility)

Innovation Measures (IMs)

These are innovative energy-saving measures that may be available depending on individual circumstances and advancements in energy-efficient technologies.

100% or Partially Funded (Based on eligibility)

ECO4 is eligible to the following: 

  • Homeowners – You must be a homeowner or private tenant. 
  • Receipt of benefit – You must be in means tested benefit programmes, such as:
    • Child Tax Credit
    • Working Tax Credit
    • Universal Credit
    • Pension Guarantee Credit
    • Pension Savings Credit
    • Income Support
    • Income-based Jobseeker’s Allowance (JSA)
    • Income-related Employment and Support Allowance (ESA)
    • Child Benefit
    • Housing Benefit


  • Energy Certificate – Tenants in social housing are eligible if their home has an energy efficiency rating of E, F, or G.

Let ECO Grants Help You Out

Eco Grants specialises in assisting households check their eligibility for grants for energy efficiency improvements like insulation. We handle all the administrative hassle and arrange the installation for you. All you have to do is provide us with some initial information that allows us to get the ball rolling. 

Why Trust ZOA Eco Grants

Eco Grants by ZOA Energy Solutions is on hand to guide you through the grant process to ensure you receive the support you’re entitled to. Although we’re a home improvement installation company, over the years we’ve developed a deep understanding of the grants and schemes on offer, so we’re well placed to help our customers access the grants that they’re eligible for.

And we can even help carry out your eco home improvement ourselves via ZOA Energy Solutions. We specialise in air source heat pumps, amongst other home improvements, so we can guide you through air source heat pump grants and then carry out the installation for you, too.

Fill out our quick form today and get started.

And all you need to do? Fill out a quick form and we’ll be in touch as soon as possible!

Air Source Heat Pump Grants FAQs:

Absolutely. In fact, there are government grants guaranteed to be available until 2028 at the earliest, with new grants or extended schemes expected beyond that. The UK government are keen to support those making the switch to a greener way of living to help them meet their legally binding target of Net Zero carbon emissions by 2050, so the support they offer is to encourage moves from old, fossil fuel burning heating systems, to more modern, greener options such as ASHPs.

With the right scheme (provided you qualify), you might not have to pay for your air source heat pump at all. For other schemes, you may need to contribute to the cost of your ASHP installation, but the final cost will be significantly reduced by the grant support on offer from the different schemes.

If you’re wondering how much an ASHP can save you in terms of your energy bills each year, then you’ll typically* save somewhere between £115 and £1,100 per year depending on the heating system you’re changing from. This is based on fuel prices as of October 2023 and are based on Energy Saving Trust estimates.

*in most cases, ASHPs will result in lower energy bills compared to older heating systems, but because ASHPs require electricity to run, you may pay more (around £35 per year more) if you are switching to an ASHP from an already efficient A-rated boiler.

A ground source heat pump simply draws its heat from the ground using underground coils, rather than from the air as with an air source heat pump. Both heat pump installations are a greener way of heating your home compared to a gas boiler, although you’ll need to ensure that you have an excellent EPC rating with no loft or cavity wall insulation recommendations to make the most of either.